Payment Page Integration

Understanding PCI DSS Compliance

The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that all companies accepting, processing, storing, or transmitting credit card information maintain a secure environment. Achieving PCI DSS certification is crucial for businesses that handle payment card data, as it demonstrates a commitment to protecting sensitive customer information.

Our Solution: Payment Page via API Version 2.0

To support clients who do not possess PCI DSS certification, we offer our secure Payment Page integrated through API Version 2.0. This solution enables you to accept payments without directly handling sensitive card information, thereby reducing your compliance burden and enhancing security.

Key Features:

• Secure Processing: Transactions are processed through our PCI DSS-compliant servers, ensuring high-level security.

• Ease of Integration: Our API Version 2.0 is designed for straightforward integration with your existing systems.

• Customizable Interface: The payment page can be tailored to match your brand aesthetics for a consistent customer experience.

• Reduced Liability: By not handling card data directly, you minimize the risk associated with data breaches and non-compliance.

How It Works

1. API Integration: Incorporate our API Version 2.0 into your platform.

2. Redirect Customers: When a payment is initiated, customers are securely redirected to our hosted payment page.

3. Secure Transaction Handling: We process the payment information on your behalf, keeping sensitive data off your servers.

4. Transaction Confirmation: After the transaction, customers are redirected back to your site with a confirmation, and transaction details are communicated via the API.

Request address

POST

https://api.mvpgateways.com/v2/payment_page/deposit/

Main Request Parameters

Request example

{
    "payment_system": "***",
    "external_id": "{{external_id}}",
    "customer": {
        "customer_id": "test_id",
        "country": "US",
        "first_name": "Test",
        "last_name": "Test"
    },

    "amount": 3000,
    "currency": "USD",
    "signature": "signature"
}

Response example

{
    "redirect_url": "https://x.cabbagino.com/v2/?key=eyJybmQiOiAiYmNhMzQ2ZjMtYzA3OS00OTEzLWIxMGMtODVhNDU0YjUxZjkwIn0.aQyWsQ.lI_xdMpjNk-EbhgohWhcIQ9RdPI#/deposit_methods/payment/3018/external/mvp-gateways/18182",
    "order_id": "217624326891114839525960445831",
    "external_id": "BOrj6fhy2o"
}

Additional parameters depending on the payment method

PayID

Deposits

Request example

{
    "payment_system": "Test_PayID",
    "external_id": "{{external_id}}",
    "customer": {
        "customer_id": "abc123",
        "country": "AU",
        "first_name": "Test",
        "last_name": "Test"
    },
    "amount": 5000,
    "currency": "AUD",
    "signature": "signature"
}

Response example

{
    "redirect_url": "hhttps://example.com",
    "order_id": "1176156083532079614755725384092",
    "external_id": "aQNPd46KkoV"
}

Payouts

"payment_data": {
        "account_number": "1234567812345678",
        "owner_name": "Test Test",
        "bank_name": "Australia and New Zealand Banking Group (ANZ)",
        "owner_contact": "[phone]"
    }

Parameter	Mandatory	Format	Description
account_number	Yes	String	Bank account number
owner_name	Yes	String	Account owner name
bank_name	Yes	String	Name of the bank holding the account
owner_contact	Yes	String	Email address or phone number linked to the bank account

List of available bank names

• NAB = “National Australia Bank (NAB)”

• WESTPAC = “Westpac”

• CBA = “Commonwealth Bank (CBA)”

• MACQUARIE = “Macquarie Bank”

• BOQ = “Bank of Queensland (BOQ)”

• BENDIGO = “Bendigo Bank”

• BANKWEST = “Bankwest”

• BENDIGO_ADELAIDE = “Bendigo and Adelaide Bank”

• HSBC = “HSBC Bank (Australia)”

• SUNCORP = “Suncorp Bank”

• AMP = “AMP Bank”

• ANZ = “Australia and New Zealand Banking Group (ANZ)”

• BANK_OF_MELBOURNE = “Bank of Melbourne”

• ASB = “ASB Bank”

• ST_GEORGE = “St George Bank”

• BANK_OF_CHINA = “Bank of China (Australia)”

• ING = “ING Bank (Australia)”

• CITIBANK = “Citibank (Australia)”

• RABOBANK = “Rabobank Australia”

• UP = “Up Bank”

• HERITAGE = “Heritage Bank”

• BANK_OF_SYDNEY = “Bank of Sydney”

• ME = “ME Bank”

• IMB = “IMB Bank”

Response example

{
    "status": 3,
    "type": 2,
    "external_id": "bXg8uhewidroV",
    "order_id": "1176244849091594683677685032560"
}

Apple Pay/Google Pay

Deposits

Request example

{
   "payment_system": "Test_ApplePay",
    "external_id": "{{external_id}}",
    "customer": {
        "customer_id": "abc123",
        "country": "FR",
        "first_name": "Test",
        "last_name": "Test",
        "email": "[email protected]"
    },
    "amount": 5000,
    "currency": "EUR",
    "signature": "signature"
}

Response example

{
    "redirect_url": "hhttps://example.com",
    "order_id": "1176156083532079614755725384092",
    "external_id": "aQNPd46KkoV"
}